Low employee cost - McCarthy pays 83% of cost

Employee Contribution (weekly):

CIGNA GOLD PLAN
$17.00 = Employee
$39.00 = EE+Spouse
$36.00 = EE+Child(ren)
$56.00 = EE+Family

CIGNA SILVER PLAN
$ 9.25 = Employee
$28.00 = EE+Spouse
$26.00 = EE+Child(ren)
$41.50 = EE+Family

• Comprehensive 'Point-of-Service' plan includes 24-hour Info Line, Mail Order Prescriptions, Behavioral care: www.cigna.com
• Kaiser plan available in CA

McCarthy pays 86%

Employee Contribution (weekly):

Employee Contribution (weekly):

CIGNA Dental PPO
$1.65 = Employee
$3.85 = EE+Spouse
$2.75 = EE+Child(ren)
$4.95 = EE+Family

CIGNA Dental HMO
$1.50 = Employee
$3.50 = EE+Spouse
$2.50 = EE+Child(ren)
$4.50 = EE+Family

No cost to employee:

• Annual exam
• Frames 24 mo.
• Lenses 12 mo.

Vision Service Plan (VSP)
www.vsp.com

Health Care FSA
Pre-tax deduction for reimbursement of medical expenses up to $3,000/year.

Dependent Care FSA
Pre-tax deduction for reimbursement of dependent care expenses up to $5,000/year.

Community resources

Medical provider referrals

Healthy Rewards Discount Program

Health & Well-Being resources

Life event support services (child care, senior care, before & after school program information)

Confidential assistance/counseling for employees and/or family members during times of personal need or crisis

Financial & legal consultation

• Company Orientation in St. Louis
• Division/ Department Orientation
• Computer Applications Training
• Operations Software Training

• Operations Training: Project Engineer, Superintendent, Project Manager, Estimator, Scheduler, Director
• Special Request Training (Department/ Division need)
• Outside Training: Conferences, Workshops, Seminars (individual development)

• New Employee Plan in place within 60 days
• Annual planning process
• Expectations defined
• Regular updates & annual recap
• Training for Managers
• Online Guide

• $3000 per year benefit
• $25,000 lifetime benefit
• One year of service
• Job-related

Industry, market, or job-specific information to keep employees informed

By invitation

• Employee Stock Ownership Plan (ESOP)
• McCarthy Contributes: 19% of base pay*
• Ownership of ESOP shares with no investment required
• Eligible for contribution after 1 year
• 5-year vesting (20%/year)

• Annual Spring Shareholder Meeting & Party
• Annual Fall Division Seminar & Party
• Employee-Owner Surveys

• McCarthy Intranet
• Mike's Musings: e-mail newsletter from CEO
• Client Newsletters

Positions posted weekly

• Referral Bonus:
  $500 – Staff, Office, Support
  $2000 – Operations (2-5 yr)
  $3500 – Operations (5+ yr)
  $5000 – Hard To Fill Positions

Frequent Referral Program:
Supplemental Bonuses

• Recognition for outstanding individual contributions, safety leadership, loyal service

Project and Division Recognition

• Melvin Award- best project in each Division
• Roger Burnet Award- best project company-wide
• Michael M. McCarthy Award- Division rated highest in overall excellence

Base Salary–

• Market Competitive
• Annual Merit Review—September

Performance Bonus–

• Based on Company, Division, and individual performance*
• Awarded in March for previous year
• All employees eligible

• Automatic enrollment at 3% of base salary
• Pre-tax savings of 1%–50% of base salary
• 23 investment options through Wachovia
• Eligible for employer contributions after 1 year
• McCarthy contributes: 3% of base pay (guaranteed) each year
• McCarthy also contributes: 50-cents per $1.00 of employee savings up to 6% of base pay*
• 5-year vesting (20%/year) on McCarthy contributions

No cost to employee

Short-Term Disability:

• 1- 2 years of service: 2 weeks pay
• 2- 3 years: 1 month pay
• 3- 5 years: 1 month + 2 months half pay
• 5+ years: 2 months + 1 month half pay

Long-Term Disability: Company-provided

• Coverage pays 60% of total compensation (salary + bonus)

No cost to employee

• Benefit = 2.5 times annual salary up to $400,000
• Portable

No cost to employee

• Accident Benefit = 2.5 times annual salary to $400,000 maximum.
• Business Travel Benefit = 5 times annual salary to $250,000 max.
• Portable

• Life & Accident to supplement other coverage
• Cover self and family members
• Payroll deduction
• Portable

• Vacation
  – Up to 5 years = 2 weeks
  – 5-9 years = 3 weeks
  – 10+ years = 4 weeks
• Holidays – 9 per year
• Illness – up to 6 days per year

Leaves of Absence may be granted in times of personal or family emergency, military duty, or under special circumstances

• Free Lodging at McCarthy condos (when eligible):
  – Park City, UT
  – Lake Ozark, MO
  – Breckenridge, CO
  – Orlando, FL
  
• Event/Special Discounts — watch for periodic promotions and/or discounts for your location

• Relocation Expenses
• Adoption Assistance—$2,000
• Discounts on personal vehicle purchases

The company and employees are involved in many community activities, such as: Red Cross Blood Drives, United Way, Komen Race for the Cure, Make-A-Wish Foundation, Habitat for Humanity, Etc.