Craft Benefits

McCarthy offers a comprehensive Employee Assistance Program (EAP) that provides you and your family members with a wealth of confidential, professional services at no cost that can help address challenges and strengthen your work and home life. You can go online www.paseap.com or call 800-356-0845. For California team members, please call 877-828-3635. Services include:

• Health & well-being resources
• Financial and legal consultations
• Family care resources
• Education planning
• Organization and productivity tips
• Confidential assistance and counseling during times of personal need or crisis
• Community resources and much more!

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McCarthy partners with Health Advocate to provide you and your dependents with a Personal Health Advocate, typically a registered nurse supported by a medical director and benefits and claims specialists, to help handle healthcare and insurance-related issues. You can go online at www.HealthAdvocate.com or call 866-695-8622. Services include assistance with:

• Finding the right doctors and hospitals and obtaining second opinions
• Clarifying and reviewing medical diagnoses and treatment options
• Obtaining services for your elderly parent and parents-in-law
• Collecting medical records and scheduling appointments
• Insurance claims, billing issues and much more!

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McCarthy partners with My Secure Advantage (MSA) to provide you and your dependents with a financial wellness program that offers access to a personal, unbiased and confidential Money Coach. You can go online at mccarthy.mysecureadvantage.com or call 888-724-2326. Services include:

• Assistance with financial matters such as debit/credit, spending/saving, student loans, taxes, mortgages, bankruptcies, retirement, investing and much more
• Online personal website with access to videos, tips, calculators and online interaction with your Money Coach
• Access to credit scores and reports, financial management software, e-wallet, identity monitoring and fraud alerts

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Through the mobile app, wayForward can help identify the symptoms and causes of emotional discomfort and teach you techniques to cope with stress and relax. Search for the wayForward mobile app on the App Store or Google Play. Register using the employer code: mccarthy.

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We offer support to parents caring for children with learning or behavioral challenges. The program provides parents with tools, resources, and coaching using clinical best practices. You can go online at mccarthy.rethinkbenefits.com (registration code: McCarthy1864) or call 800-988-8871. Services are covered at no cost to employees:

• Provide 24/7 phone or video chat support from a behavior expert
• Provide a large library of how-to videos, lesson plans and printed materials
• Helps parents collaborate with school and other caregivers

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Contact the benefits department at 314-968-4543 or email benefits@mccarthy.com. We can provide assistance in both English and Spanish.

• Need to add or remove dependents
• Have general questions about your benefits (dental, medical and vision)

To inquire about your 401(k) and any changes to the 401(k) plan due to COVID-19, see the attached or contact Wells Fargo at 800-728-3123.

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You can only add eligible dependents, such as a spouse/domestic partner and children, to your benefits. When enrolling eligible dependents, you need to provide dependent eligibility documents such as marriage license and birth certificates. If you are adding a domestic partner, you will need to contact the Benefits team and request a Domestic Partner Affidavit.

You cannot add parents, grandparents, siblings and nieces/nephews.

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You will be able to enroll only if you are a new hire, during open enrollment (occurs in the fall), or if you experienced a qualifying life event during the year (you must notify the benefits department NO later than thirty (30) days from the date the life event occurred). A qualifying life event would be getting married, divorce, birth of a child, or loss of coverage. We will require documentation as proof. Please contact our benefits department if you are uncertain if you have a qualifying life event.

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You will be eligible after thirty (30) days of being employed with us from the date you were rehired.

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You can request a card by going to mycigna.com or calling 800-244-6224. You can look up what doctors are in network by visiting that website or by calling Cigna as well. You can also access the cards from your phone by downloading the Cigna application. (When requesting a medical card please make sure that your address is up to date with McCarthy)

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Contact Cigna for medical or dental insurance cards, or VSP for vision. Insurance cards are also available through the mobile application for each respective vendor.

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