Need to enroll in benefits? Make changes to current benefits? Then you’re in the right place. The Benefits Team is here to help We have created information for you to review that will help prepare you to make benefit elections for you and your family. No matter where you are in life, McCarthy offers benefits to support you and your family every day.
Open Shop
Enroll or Make Changes to Current Benefits
--New to McCarthy
--Benefits Eligibility
--Get Started
--If No Action is Taken
I’ve Signed Up For My Benefits, What Now?
--Health & Welfare Benefits
--401k
--Voluntary Benefits
--Health Savings Account
--Other Personal & Family Resources
McCarthy Virtual Benefits Fair
Schedule 1-on-1 with Benefits Team
Mental Health Awareness & Support
FAQs
Contact the Benefits Team
Union
For our union employees, your benefits are administered by your local union affiliated partners.
Enroll or Make Changes to Current Benefits
New to McCarthy
Welcome! We’re excited you joined our McCarthy family. As a new hire, we know you have a lot to think about and do. Download the Benefits in Brief and McCarthy’s contacts to take a quick look at what we offer & who to contact or visit our Virtual Benefit Fair for more details to get familiar with the benefit options and take the appropriate action. Visit our Virtual Benefit Fair where you will be able to see all the benefits available to you and your family, you will find a link to enroll in the Virtual Benefit Fair as well.
Once eligible to enroll, access the benefits website, BenefitFocus and follow the instructions below.
Benefits Eligibility
New hires and rehires are eligible to enroll in medical, dental and vision after completing 30 calendar days of continuous employment.
What you need to do to sign up or make changes to your benefits
The project administrator will provide instructions to access BenefitFocus, the benefits website and a benefit packet as well. These packets provide important information and deadlines for you to enroll in McCarthy’s benefits. However, you may enroll before your packet arrives if you wish.
- Enroll yourself and eligible dependents in medical, dental, and vision benefits. You have 30 calendar days from your benefits eligibility date to enroll in McCarthy benefits. You may enroll as soon as your information is available on the administration platform, which should occur several days following your hire date.
- Submit the required documents for your dependents. If you enroll dependents in a medical, dental, or vision plan, you must verify their eligibility. Once you finish enrolling, you will need to upload the documents into the same website to complete the Dependent Eligibility Verification Process. You will need to submit specific documents to verify each covered dependent’s eligibility within 30 days of your benefits eligibility date. If you don’t submit the requested information within 30 days, your dependents will be removed from coverage.
Acceptable Dependent Verification Documents
Children: Birth Certificate or most recent Tax Filing
Spouse: Marriage Certificate/License or most recent Tax Filing
Domestic Partner: Domestic Partner Affidavit provided by McCarthy (please reach out to benefits@mccarthy.com to request the affidavit) - Enroll in the 401(k) Savings Plan. You may enroll in the 401(k) Savings Plan as soon as your information is available in our system, which should occur several days following your hire date. If no action is taken, you will be automatically enrolled in the plan at 6% contribution rate about 30 days from your hire/rehire date. You can opt out of the plan prior to any automatic enrollment effective date or after.
- Consider your life and AD&D insurance options. You’re automatically enrolled in basic life and basic accidental death and dismemberment (AD&D) insurance at no cost to you. You will also have the opportunity to buy additional coverage at a low rate when you are making all of your benefit elections.
Get started
- Go to BenefitFocus or download the BenefitFocus mobile app (Company ID: McCarthy).
- Follow the login instructions provided by your project administrator.
Username: your first name, the first initial of your last name and the last four digits of your SSN (Example: MichaelT1525)
*The standard login algorithm is first name (first 10 letters only) + last initial + last 4 digits of social security number. If your first name is more than 10 letters, please use only the first 10 letters. Example: Christopher becomes Christophe. If the first name contains a hyphen, it will need to be removed. Example: Mary-Lou becomes MaryLou. The username minimum is 6 characters so if you have a short name the system will use your first name + the first 2 letters of your last name. Example: John Smith becomes JohnSm.
Password: Your password is your Date of Birth (DOB) in the following order (01Jan1970). Once you enter, you will be prompted to change your password.
- Select the benefits you want to enroll in and upload your dependent verification documents for each dependent.
If No Action is Taken
If no action is taken by your 30-day deadline, you’ll be automatically enrolled in the Cigna minimum value plan and you will not be able to cancel it unless you experience a Life Event (marriage, divorce, birth, adoption). Generally, your default coverages will include basic life insurance, basic accidental death and dismemberment (AD&D), and the Employee Assistance Program (EAP).
I’ve Signed Up For My Benefits, What Now?
Once you have signed up for benefits, it will take three business days for you and your dependents to appear active in the benefit provider’s databases. This does not impact when your benefits went into effect. You will receive a medical card in two weeks from the date you elected your benefits in BenefitFocus. You can download the Cigna Mobile App on your phone and can access your medical & dental cards from there directly as well.
Below is the contact information for your benefit providers if you need to reach any carrier for a benefit and the reason why you may need to contact them directly.
Visit the BenefitFocus website.
You must make your medical, dental and vision plan and life insurance choices within 30 days of your hire date/change in employment status date. You can also change these choices within 30 days of a life event or during the annual Open Enrollment period.
The enrollment choices you make will remain in effect until you experience a life event like getting married or having/adopting a child or until you can make changes during the next Open Enrollment period.
You can change your HSA contributions at any time during the year on the BenefitFocus website.
Medical: For Cigna, go to mycigna.com or call 800-244-6224. You can look up what doctors are in network or if you want to request a medical or dental card be sent to you. (You will receive a medical card two weeks after you have enrolled)
Dental: For Cigna, go to mycigna.com or call Dental PPO 888-336-8258/Dental HMO 800-367-1037. (Cards are not issued for dental, you may use your medical card for the dental office to verify benefits)
Vision: Go to vsp.com or call 800-877-7195. (Cards are not issued for vision, you will need to inform your office that you have VSP and they will ask for your social to verify you in the system)
For life insurance and AD&D: Message the benefits department at benefits@mccarthy.com or call 314-968-4543. To file a claim call 866-293-6047 or visit www.LifeBenefits.com.
For enrollment details, go to the: 401(k) Plan page
You are eligible to participate in the 401k as soon as possible. Within about 30 days of your hire/rehire date, you’ll be automatically enrolled in McCarthy’s 401k plan at a contribution rate of 6 percent, unless you enroll or opt out sooner. You may select your contribution rate and investments. Once enrolled, you may change your investment options, retirement contribution and/or beneficiary designations at any time. To make any changes to your contributions please contact Wells Fargo directly.
For the 401(k) plan: Go to www.wellsfargo.com or call 800-728-3123.
Voluntary Benefits — Home/Auto Insurance | Hyatt Legal Plans | Critical Illness | Accident Insurance
Find detailed information about individual plans on the Home, Auto, Hyatt Legal, Critical Illness, and Accident insurance by going to our year-round Virtual Benefit Fair available to you and your family.
You’re eligible for Voluntary benefits on your date of hire. To sign up for Home/Auto Insurance you will have to call them or go online and sign up directly through them to see what discounted rates are offered in your area. To sign up for Group Legal, Critical Illness, and Accident Insurance you will sign up through the BenefitFocus website.
If you need to file a claim for Critical Illness or Accident Insurance, please contact them directly at the number below to start a claim with them.
Home/Auto Insurance: Go to www.metlife.com/us-grpautohome/mccarthy/ or call 877-619-5604 (use discount code D2W
Hyatt legal plans: Go to legalplans.com (Access Code: 6920010) or call 800-821-6400.
Critical Illness: Go to www.mybenefits.metlife.com or call 855-564-6638.
Accident Insurance: Go to www.mybenefits.metlife.com or call 855-564-6638.
Health Savings Account — HSA
Visit the Health Equity site to file claims for reimbursement or download the Health Equity mobile app on your phone.
Visit the BenefitFocus website if you need to make any changes to your contributions.
You may enroll in/make changes to your HSA when you’re newly eligible, have a life event or during Open Enrollment. To request a card please contact Health Equity directly.
Go to BenefitFocus if you need to make a change in your contributions only if a life event has occurred. To file a claim for reimbursement go to the Health Equity site or call 866-346-5800.
Castlight: Web-based healthcare assistance that helps compare healthcare costs, view past care and multi-year claims history, HSA balance. Call 855-572-2168 or go to mycastlight.com.
Health Advocate: Healthcare Assistance with locating doctors and hospitals, scheduling appointments, resolve claims/billing issues, service for elderly parents/ in-laws. Call 866-695-8622 or visit www.HealthAdvocate.com.
PAS (EAP Provider): Provide assistance with everyday life issues such as child/elder care referrals, family and relationship issues, nutritional coaching, work/life balance, stress management, alcohol or drug concerns, and dealing with conflict or violence. Call 800-356-0845 for CA 877-828-3635 or visit www.paseap.com.
My Secure Advantage: Financial Wellness assistance to help you achieve financial goals and overcome financial obstacles. Call 888-724-2326 or visit mccarthy.mysecureadvantage.com.
Grand Rounds: Expert advice or second opinions, support with locating specialists, booking appointments, and gathering medical records. Call 800-929-0926 or visit www.grandrounds.com/mccarthy.
Livongo: Diabetes management program. Enroll in the program to receive support from Diabetes educators/ coaches, and a free Livongo app-connected meter with free unlimited test strips/ lancets. Call 800-945-4355 or visit www.hello.livongo.com and use registration code: MCCARTHY
MDLIve: (TeleDoc) Telephonic/Mobile Dr. consultation for illnesses requiring general antibiotics, available 24/7/365. Call 888-726-3171 or visit mdlive.com/mccarthy. (You must be enrolled in one of our medical plans to utilize this benefit)
Rethink: Enroll in the program to get access to online tools, resources, and coaching sessions to help care for children with learning or behavioral challenges. Call 800-988-8871 or visit www.mccarthy.rethinkbenefits.com and use registration code: McCarthy1864
Rx Savings Solutions: To identify potential prescription savings call 800-268-4476 or visit www.rxsavingssolutions.com.
McCarthy Virtual Benefit Fair
Visit the McCarthy Virtual Benefit Fair to learn more about benefit options and help you make informed choices for you and your family. You will be able to access the BenefitFocus website from the Virtual Benefit Fair to enroll in your benefits.
Available booths: Health, Vision, Dental, 401(k), Life Insurance and Voluntary Benefits. You will have access to download all available plan documents for each benefit.
Schedule a One-on-One Call with McCarthy's Benefit Team
Use the McCarthy Benefits Calendar tool to book a quick 15-minute one-on-one appointment with a Benefits Team member to answer questions regarding your benefits. This tool also includes reminders leading up to your appointment.
Mental Health Awareness and Support
If you are in need of immediate help or guidance, please reference the resource numbers and contact information below to get in touch with someone that can help. If you are in immediate danger, call 911.
Personal Assistance Services (free and confidential) - 1-800-356-0845 / 1-877-828-3635 (California) / Text 314-451-5727 Between 9 a.m.-5 p.m. Monday-Friday
National Suicide Prevention Lifeline (free and confidential) - 1-800-273-8255
Veterans Crisis Line - 1-800-273-8255 Press 1
At McCarthy, our craft team members are our most important and valuable asset. Their well-being and overall mental health is critical to our success and directly ties to how well we demonstrate our core values of Genuine, We, Not I and All In. Being mentally well means that your mind is in order and functioning in your best interest. You are able to think, feel and act in ways that create a positive impact on your physical and social well-being. Discover what being mentally well means and how it can help you lead a fulfilling life. We have numerous resources readily available to everyone. Please take time to review the materials available for you and your family.
Frequently Asked Questions
McCarthy offers a comprehensive Employee Assistance Program (EAP) that provides you and your family members with a wealth of confidential, professional services at no cost that can help address challenges and strengthen your work and home life. You can go online www.paseap.com or call 800-356-0845. For California team members, please call 877-828-3635. Services include:
- Health & Well-Being resources
- Financial and Legal consultations
- Family care resources
- Education Planning
- Organization and Productivity tips
- Confidential assistance and counseling during times of personal need or crisis
- Community resources and much more!
McCarthy partners with Health Advocate to provide you and your dependents with a Personal Health Advocate, typically a registered nurse supported by medical director and benefits and claims specialists, to help handle healthcare and insurance-related issues. You can go online at www.HealthAdvocate.com or call 866-695-8622. Services include assistance with:
- Finding the right doctors and hospitals and obtaining second opinions
- Clarifying and reviewing medical diagnoses and treatment options
- Obtaining services for your elderly parent and parents-in law
- Collecting medical records and scheduling appointments
- Insurance claims and billing issues and much more!
McCarthy partners with My Secure Advantage (MSA) to provide you and your dependents with a financial wellness program that offers access to a personal, unbiased and confidential Money Coach. You can go online at mccarthy.mysecureadvantage.com or call 888-724-2326. Services include:
- Assistance with financial matters such as debit/credit, spending/saving, student loans, taxes, mortgages, bankruptcies, retirement, investing and much more
- Online personal website with access to videos, tips, calculators and online interaction with your Money Coach
- Access to credit scores and reports, financial management software, e-wallet, identity monitoring and fraud alerts
Through the mobile app, wayForward can help identify the symptoms and causes of emotional discomfort and teach you techniques to cope with stress and relax. Search for the wayForward mobile app on the App Store or Google Play. Register using the employer code: mccarthy.
We offer support to parents caring for children with learning or behavioral challenges. The program provides parents with tools, resources, and coaching using clinical best practices. You can go online at mccarthy.rethinkbenefits.com (registration code: McCarthy1864) or call 800-988-8871. Services are covered at no cost to employees:
- Provide 24/7 phone or video chat support from a behavior expert
- Provide a large library of how-to videos, lesson plans and printed materials
- Helps parents collaborate with school and other caregivers
Contact the benefits department at 314-968-4543 or email benefits@mccarthy.com. We can provide assistance in both English and Spanish.
- Need to add or remove dependents.
- Have general questions about your benefits (dental, medical and vision).
To inquire about your 401k and any changes to the 401(k) plan due to COVID-19, see the attached or contact Wells Fargo at 800-728-3123.
You can add your dependents (Spouse and children) and domestic partner as well. You cannot add your mom, dad, or grandparents.
You will be able to enroll only if you are a new hire, during open enrollment (occurs in the fall), or if you experienced a qualifying life event during the year (you must notify the benefits department NO later than 30 days from the date the life event occurred). A qualifying life would be getting married, divorce, birth of a child, or loss of coverage. We will require documentation as proof. Please contact our benefits department if you are uncertain if you have a qualifying life event.
You will be eligible after 30-days of being employed with us from the date you were rehired.
You can request a card by going to mycigna.com or call 800-244-6224. You can look up what doctors are in network by visiting that website or by calling Cigna as well. You can also access the cards from your phone by downloading the Cigna application. (When requesting a medical card please make sure that your address is up to date with McCarthy)
Contact the Benefits Team
Benefits Department
benefits@mccarthy.com
314-948-4543
Maria Huerta Gonzalez (Spanish assistance available)
mhuertagonzalez@mccarthy.com
214-790-4844
General Employment Questions
Southern Region (TX & GA)
Estela Cisneros (Spanish assistance available)
ecisneros@mccarthy.com
713-499-3623
Southwest Region (AZ, NV, CO)
Giovanni Pinzon (Spanish assistance available)
gpinzon@mccarthy.com
480-636-4149